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Total World in One vs Two

One-fund simplicity or two-fund control?

VTI

Vanguard Total Stock Market ETF

Canopy Recommended
Vanguard

Overview

Tracks the CRSP US Total Market Index, providing exposure to the entire U.S. stock market including small-, mid-, and large-cap growth and value stocks.

InceptionMay 2001
Assets Under Management
$1.7T
Total Holdings3,634

Cost & Efficiency

Expense Ratio
0.03%
$300 per year on a $10,000 investment
Turnover Ratio
3%
Dividend Yield
+132.0%

Top Holdings

Apple Inc.6.8%
Microsoft Corp.6.2%
NVIDIA Corp.5.1%
Amazon.com Inc.3.4%
Alphabet Inc. Class A2.1%
Meta Platforms Inc.2.0%
Alphabet Inc. Class C1.8%
Berkshire Hathaway Inc. Class B1.7%
Tesla Inc.1.6%
Eli Lilly and Co.1.4%

Historical Performance

Past performance doesn't guarantee future results

YTD
+2.1%
1 Yr
+24.8%
3 Yr
+9.2%
5 Yr
+14.6%
10 Yr
+12.8%
Data as of January 2026

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Last updated: February 2026

VXUS

Vanguard Total International Stock ETF

Canopy Recommended
Vanguard

Overview

Tracks the FTSE Global All Cap ex US Index, providing exposure to international stocks from developed and emerging markets.

InceptionJanuary 2011
Assets Under Management
$620.0B
Total Holdings8,123

Cost & Efficiency

Expense Ratio
0.07%
$700 per year on a $10,000 investment
Turnover Ratio
4%
Dividend Yield
+312.0%

Top Holdings

Toyota Motor Corp.1.2%
Nestle SA1.0%
ASML Holding NV0.9%
Novo Nordisk A/S0.9%
Shell PLC0.8%
SAP SE0.7%
Toyota Motor Corp. ADR0.7%
HSBC Holdings PLC0.6%
AstraZeneca PLC0.6%
LVMH Moet Hennessy Louis Vuitton SE0.6%

Historical Performance

Past performance doesn't guarantee future results

YTD
+1.8%
1 Yr
+14.2%
3 Yr
+4.1%
5 Yr
+7.8%
10 Yr
+5.2%
Data as of January 2026

Learn More

Last updated: February 2026

Why This Matters

Expense ratios compound over decades. A difference of just 0.10% on a $100,000 investment equals roughly $10,000 less over 30 years. That's your money working for fund managers instead of you. See the Fee Trap calculator →