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Total Market DIY

Build total market exposure yourself — educational comparison

VTI

Vanguard Total Stock Market ETF

Canopy Recommended
Vanguard

Overview

Tracks the CRSP US Total Market Index, providing exposure to the entire U.S. stock market including small-, mid-, and large-cap growth and value stocks.

InceptionMay 2001
Assets Under Management
$1.7T
Total Holdings3,634

Cost & Efficiency

Expense Ratio
0.03%
$300 per year on a $10,000 investment
Turnover Ratio
3%
Dividend Yield
+132.0%

Top Holdings

Apple Inc.6.8%
Microsoft Corp.6.2%
NVIDIA Corp.5.1%
Amazon.com Inc.3.4%
Alphabet Inc. Class A2.1%
Meta Platforms Inc.2.0%
Alphabet Inc. Class C1.8%
Berkshire Hathaway Inc. Class B1.7%
Tesla Inc.1.6%
Eli Lilly and Co.1.4%

Historical Performance

Past performance doesn't guarantee future results

YTD
+2.1%
1 Yr
+24.8%
3 Yr
+9.2%
5 Yr
+14.6%
10 Yr
+12.8%
Data as of January 2026

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Last updated: February 2026

VOO

Vanguard S&P 500 ETF

Canopy Recommended
Vanguard

Overview

Tracks the S&P 500 Index, providing exposure to 500 of the largest U.S. companies.

InceptionSeptember 2010
Assets Under Management
$1.5T
Total Holdings503

Cost & Efficiency

Expense Ratio
0.03%
$300 per year on a $10,000 investment
Turnover Ratio
3%
Dividend Yield
+128.0%

Top Holdings

Apple Inc.7.1%
Microsoft Corp.6.5%
NVIDIA Corp.5.3%
Amazon.com Inc.3.6%
Alphabet Inc. Class A2.2%
Meta Platforms Inc.2.1%
Alphabet Inc. Class C1.9%
Berkshire Hathaway Inc. Class B1.8%
Tesla Inc.1.7%
Eli Lilly and Co.1.5%

Historical Performance

Past performance doesn't guarantee future results

YTD
+2.3%
1 Yr
+25.2%
3 Yr
+9.8%
5 Yr
+15.1%
10 Yr
+13.2%
Data as of January 2026

Learn More

Last updated: February 2026

Why This Matters

Expense ratios compound over decades. A difference of just 0.10% on a $100,000 investment equals roughly $10,000 less over 30 years. That's your money working for fund managers instead of you. See the Fee Trap calculator →