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ETF Comparison / Bonds / Core Bond Funds

Core Bond Funds

Low-risk bond exposure for stability

BND

Vanguard Total Bond Market ETF

Canopy Recommended
Vanguard

Overview

Tracks the Bloomberg U.S. Aggregate Float Adjusted Index, providing broad exposure to U.S. investment-grade bonds.

InceptionApril 2007
Assets Under Management
$380.0B
Total Holdings11,672

Cost & Efficiency

Expense Ratio
0.03%
$300 per year on a $10,000 investment
Turnover Ratio
42%
Dividend Yield
+421.0%

Top Holdings

U.S. Treasury Bonds42.1%
Fannie Mae MBS15.2%
Freddie Mac MBS13.8%
Investment Grade Corporate Bonds24.3%
Ginnie Mae MBS2.1%
Asset-Backed Securities1.2%
Commercial MBS0.8%
Municipal Bonds0.3%
Other Fixed Income0.2%
Cash & Equivalents0.0%

Historical Performance

Past performance doesn't guarantee future results

YTD
+0.8%
1 Yr
+3.2%
3 Yr
-1.8%
5 Yr
+0.4%
10 Yr
+1.9%
Data as of January 2026

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Last updated: February 2026

AGG

iShares Core U.S. Aggregate Bond ETF

iShares

Overview

Tracks the Bloomberg U.S. Aggregate Bond Index, providing broad exposure to U.S. investment-grade bonds including government, corporate, and mortgage-backed securities.

InceptionSeptember 2003
Assets Under Management
$110.0B
Total Holdings11,508

Cost & Efficiency

Expense Ratio
0.03%
$300 per year on a $10,000 investment
Turnover Ratio
43%
Dividend Yield
+418.0%

Top Holdings

U.S. Treasury Notes 2.875% 05/15/20321.8%
U.S. Treasury Notes 2.75% 08/15/20321.6%
U.S. Treasury Notes 4.125% 08/15/20531.4%
U.S. Treasury Notes 3.875% 02/15/20431.3%
UMBS 30yr 6.0%1.2%
UMBS 30yr 5.5%1.1%
UMBS 30yr 6.5%1.0%
U.S. Treasury Notes 4.5% 02/15/20440.9%
U.S. Treasury Notes 3.625% 02/15/20440.8%
UMBS 30yr 5.0%0.8%

Historical Performance

Past performance doesn't guarantee future results

YTD
+0.7%
1 Yr
+3.1%
3 Yr
-1.9%
5 Yr
+0.3%
10 Yr
+1.8%
Data as of January 2026

Learn More

Last updated: February 2026

Why This Matters

Expense ratios compound over decades. A difference of just 0.10% on a $100,000 investment equals roughly $10,000 less over 30 years. That's your money working for fund managers instead of you. See the Fee Trap calculator →